Your 40s (and beyond) is the perfect time to take building your wealth seriously. There is a good chance that your career will take off and you will be making more money than ever before. With upcoming expenses like college and retirement looming, investing smart and saving money is more important than ever.
Now is the time to make sure you’re putting that money to work for you.
Get $ 10 to invest in Apple, Tesla, Amazon and other companies
If you are not investing yet, it is certainly not too late to start. All investments come with risk, but thanks to the magic of compound interest, if you invest your money, you might see it grow faster than if you kept it in a savings account.
Hideout was designed to help newbie investors get started. You can buy fractional shares (partial shares) in well-known companies like Apple, Google, Amazon, etc.3. Normally, a single share of these companies can cost hundreds or even thousands of dollars, but you only need $ 5 to get started with Stash.
If you are thinking about saving for retirement, you can start investing in an IRA and take advantage of the tax benefits offered by retirement accounts. Stash also offers tools and tips to help you through the process.
PREMIUM: Stash will give you $ 10 invest after depositing $ 5 or more in your personal wallet.1
Cancel your auto insurance
We have bad news. You could lose $ 500 each year with overpriced, second-rate auto insurance. And you should probably cancel your existing insurance at present, because there is something much better.
This new tool from Savvy can tell you if you’re overpaying for your auto insurance with just a few clicks. On average, we find around $ 500 per year in savings for drivers. And once you try it, you’ll never have to look for affordable insurance again, because we find you the lowest rates other companies can match.
Oh, and it’s also free. And come on, you can’t tell us you don’t want to save up to $ 500. To find out if you’re losing up to $ 500 or more per year, all you need to do is log in to your current insurance company here, and instantly consult the best insurers for the best deal. It takes less than 2 minutes.
Stop paying too much when you shop online
Online shopping has its advantages. It’s super convenient, but finding the best deals can take time. Instead of looking for coupon codes (which don’t always work!) And opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping saves money effortlessly. Just add the browser extension and when you checkout they will automatically add the best coupon code to their huge database to help you save money. And before you check out favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a user-friendly pop-up if the item you’re buying is available cheaper elsewhere.
Capital One Shopping is free and will never show you any ads. Add it today and stop paying too much!2
Prepare for market volatility by investing in gold
The volatility of the stock markets can be financially damaging to investors, especially as retirement approaches. You could transfer your investments to a savings account, but have you seen any interest rates lately? Another option to consider – to diversify with gold.
Gold values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, diversified investments can help you withstand market fluctuations.
Gold Alliance is a reputable Precious Metals trader who specializes in Precious Metals IRAs. They make it easy to transfer funds from your current retirement account (like a 401 (k) or IRA) to a precious metal IRA – without taxes or penalties.
Gold Alliance offers a free investor guide to help you learn more about why gold and silver might be a good choice for diversifying your portfolio and how the process works.
Win $ 200 with this amazing new card
When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the thought of juggling multiple cards or keeping tabs on ever-changing expense categories can be downright stressful.
This is why the Wells Fargo Active Payment Card is such a smart choice. You can get 2% unlimited cash back on qualifying purchases, it’s easy! This is one of the best cashback options available. Worried about interest? Relax – this card offers an introduction 0% interest rate on purchases of 15 months (then 14.99% to 24.99% (variable)) .
In addition, new cardholders can obtain a one-time cash bonus – earn $ 200 cash back after spending $ 1,000 in the first 3 months. Use your card only for the essentials at the gas station or in grocery stores, and you can easily meet spending requirements.
The best part? There are no annual fee.
Invest with the platform that has grossed over $ 164 million in passive income
Passive income. Is it even realistic? Or is it only reserved for the 1% who can already afford the investments that make it possible? Here is the truth. While it may * feel * elusive, it is possible to create passive income. And diversifying your portfolio with alternative assets could help you get there.
These assets – think art or real estate – generally have a low correlation with fluctuations in the stock market. This makes them potentially attractive investments for diversification. Hedge funds and the ultra-rich know this and have dominated these assets for years. Until now.
Yield Street is a platform that gives you access to these alternative assets for as little as $ 500. Their products cover a range of investments with varying returns, durations and minimums to help you diversify, and they even have a passive income calculator which shows you the potential returns over time. To date, Yieldstreet investors have earned more than $ 164 million in interest.
Invest in art that has outperformed the S&P by over 180%
History has shown that art is one of the best investments of all time. In fact, over the past two decades, art has outperformed the S&P by over 180% between 2000-2018.
But while the ultra-rich rake in huge profits, ordinary people have been left behind. Masterpieces is an exclusive platform that allows investors of all types to add art to their portfolios with just a few clicks.
They allow you to buy individual shares of famous works by artists like Warhol, Banksy, and Basquiat, similar to shares in a company. Get paid when the board sells or trade your shares with other members in their secondary market.
While Masterworks requires a minimum account of $ 5,000 to get started, you can build a full portfolio of masterpieces with the help of their art experts.
Skip the waiting list: Use our link to get exclusive access to bypass the 25,000 people waiting list!
Get out of $ 10,000 or more in debt
If you have a lot of debt, getting out of it can be stressful (and nearly impossible). Here’s the problem: The longer you delay tackling it, the harder it becomes to fix it. If you don’t take control of it early on, it can add undue stress to your life for years to come. But what if there was a way to get out of debt once and for all?
National debt relief might help. If you have more than $ 10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you consolidate your debt into one low monthly payment.
The best of all? There are zero fees until your debt is settled, and you could be debt free in 24 to 48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Give up your mortgage lender
Yes, we said it. If you want to save a ton of money next month – $ 100, $ 200, $ 500 – you should give up your current mortgage right now.
Our new tool will help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. Which means you could lower your interest rate, lower your monthly mortgage payments, and even increase your home equity faster … all to save money and free up space in your budget.
You can even take advantage of a cash refinance for massive savings. The money you get could help you crush your high-interest debt for good. Or you could take advantage of this potentially lucrative investment opportunity that you now have the money for. The possibilities are endless, but you would be crazy not to see how much you can get just by refinancing.
Build wealth better than the 1%
The 1% does not deserve all the riches. So why do we keep letting this happen?
Worthy is an email newsletter that teaches you how to invest smarter, earn more money, and live the life you want. It’s for the rebels, the radicals, the 99% who are fighting like hell for a living. Easily consumed in less than 5 minutes a day, you will get the latest financial resources, news and financial trends that could impact your wallet for years to come.